Payplan

How deep is your debt?

The ability to control your finances and make informed choices when selecting financial products is now generally termed ‘financial capability’.

And it’s not really a question of degree – unfortunately you can’t just be slightly capable. So you either have the financial wherewithal to cope, or feel you are tottering from one financial crisis to the next.

However, all is not lost. New skills can be learned and financial literacy improved, but the easy availability of credit means there’s many a debt trap waiting for the unwary.

You may have made what was a realistic decision at the time, based on the continued availability of overtime or that anticipated promotion, only to find that things just didn’t go to plan. In your chosen career, it’s important that you swiftly resolve any temporary financial problems.

But maybe you already find yourself locked into the downward spiral of debt, making minimum payments or even taking further high cost finance to hold off the creditors for just another month?

You may even have taken your problems to work, affecting your performance and relationship with colleagues.

Whether this applies to you or a colleague, the important thing is to get expert help and get it fast. Procrastination, as always, rarely improves the situation and will almost certainly make the recovery from debt, more arduous.

So you need to seek specialist debt help and support to get your finances, and maybe even your career, back on track.

And in seeking specialist help, quality does not have to cost; irrespective of the amount you owe, free debt help is just a free phone call away from Payplan, one of the UKs leading free debt advice providers.

Working in partnership Police Welfare departments throughout the UK, Payplan offers a range of solutions that consistently deliver a route out of debt and a return to financial freedom.

Payplan has over 15 years experience of providing consumer debt advice and solutions, currently helping over 60,000 people every year. Payplan provide fast, impartial debt advice, as part of their free, confidential service.

Where Payplan excels is in providing fixed or flexible debt repayment plans that give structure and personal support for the duration of the relationship that clients commit to.

You will generally qualify for a debt repayment plan if you can answer, “yes” to all three of the following simple questions:

· Do you owe more than £5000 in unsecured loans?

· Do you owe money to 3 or more creditors?

· After paying all your living costs, do you have still have at least £100 available each month to repay your creditors?

Answer “yes” to all three of the qualify questions and you’re probably just a free phone call away from the enormous relief that only a workable, realistic and affordable route out of debt can provide.

Yes, it can be that simple and no, it will not cost you anything other than your affordable, regular single monthly payment that Payplan distributes on your behalf to your creditors for the duration of the repayment plan.

So if you need a route out of debt and have already passed the qualifying quiz, why wait?

Please call Payplan free on 0800 716 239 now, and take your first steps to financial freedom, free

Payplan can provide further editorial material based on your requirements. For more information contact Ian Gordon on 01476 583 249 or email ian.gordon@payplan.com.